Home Owner's Comprehensive Insurance Policy

No matter if you are a tenant or owner, our policy insures your house and belongings there against every kind of material claim and your liabilities.

The following risks are automatically covered by  the “Home Owner's Comprehensive Insurance" :

  Fire, lightning, explosion
  Internal water claims - Smoke
  Storm, hail and landslide
  Vehicle Impact (Land and Air)
  Theft
  Snow weight
  Strike, lock out, civil commotion, malicious acts, terrorism
  Loss of rent
  Tenant’s liability against owner or neighbors, owner’s liability against  neighbors  
  Temporary alternative residence expenses
  Removal of debris expenses
  Fuel leakage
  Accidental breakdown
  Claims to insured goods outside the insured address
  Personal accident
  Family’s liability against third parties.
  Electrical claims and food spoilage due to Electrical claims
  Repairer’s and cleaner’s claims
  Cash in safe Insurance regarding cash money and securities up to the stated limit
  Damags to jointly owned property of buildings (limited with the portion owned by the insured)
  Protection against under insurance with a limit of %10
  New Value Clause
  Claims to properties of guests
  Legal protection, no claims bonus
  Electronic equipment claims
  Machinery breakdown
  Theft of fixed property of the building 
  Expenses for document reproductions after theft
  Isolation claims


The “Home Owner's Comprohensive Insurance" coverage can be extended by the following if selected:
  Earthquake and volcanic eruption
  Glass Breakage
  Assistance
The coverage mentioned above applies to the houses (and belongings) which are within the borders of the municipalities and built of  reinforced concrete.